Financial Resolution Center wants to remind people that despite these trying and frustrating economic times, to give up on saving for the future now would be a grave mistake. Even though nearly half of the American population would like to retire at 65, with 27% of people wishing to work less beginning at age 55, [...]

Debt avoidance and declining eligible petitioners cited Less than 1.37 million bankruptcies were filed in 2011 representing an 11.9% drop in new bankruptcy petitions for all fifty states and the District of Columbia compared to 2010. The statistic comes from data provided by Epiq Systems and signals a significant change in direction for this form [...]

Despite recent research showing that overpaying on a mortgage [http://www.firstdirect.com/mortgages ] offers better longer term rewards than saving, twice as many mortgage holders save regularly rather than pay down their debt according to new research from online bank first direct. A survey of 1022 UK mortgage holders[1] found that 42% are saving regularly – double [...]

One-third of employees plan to cut back on spending at work in the New Year American workers spend an alarmingly high amount of their hard earned cash on somewhat average daily expenses, according to a new Workonomix survey by Accounting Principals, a leading finance and accounting staffing firm. The survey found that 50 percent of [...]

In 2011, U.S. consumers were much more diligent in paying against their debts, resulting in significant declines in delinquency rates among the majority of tracked lending sectors in Equifax’s December National Credit Trends Report. U.S. consumers weren’t just doing a better job of paying their bills on time in 2011; the data also reflects a cumulative [...]

The Illinois Bankers Association is aware of some recent incidences in the state of “phishing” through text messages. Phishing is a tactic in which identity thieves “phish” for personal information, like account numbers, passwords, Social Security numbers, and other confidential information that they can use to deplete accounts or run up credit card bills. The [...]

Families faced with high interest credit card debt have few options for relief from the consistent and monthly crushing bills that arrive. ReallyBadCreditOffers.com has announced the release of new debt consolidation loans being offered that can help eliminate high balances and reduce monthly payments. Borrowers now have access to two main benefits of using a debt [...]

With the SBA’s 45% reduced 2012 budget request for $985 million, BusinessCashAdvance.com (BCA) predicts that there may be an increase in demand for business cash advance financing this year. While a number of small businesses owners depend on SBA financing to access working capital, many potential borrowers are left without much hope. SBA borrowers will [...]

An economic crisis has left the European real estate industry in limbo, with preferred markets chosen more on their potential as safe havens than high-growth hubs, and with highly specialised non-core investments gaining attention as alternatives to traditional property types, according to Emerging Trends in Real Estate(R) Europe 2012, the annual industry forecast published by [...]

The December Mortgage Monitor report released by Lender Processing Services (NYSE: LPS) shows mortgage originations continued their decline from 2011′s September peak, down 10.1 percent from the month before. At the same time, those loans originated over the last two years have proven to be some of the best quality originations on record. Likely a [...]