An alarming number of our country’s middle-income retirees on Medicare lack understanding or have misconceptions about the program’s coverage and costs resulting in unexpected financial surprises, according to the latest findings released by the Bankers Life and Casualty Company Center for a Secure Retirement(SM) (CSR). The study, Retirement Healthcare for Middle-Income Americans, which focused on 400 [...]

Debt Avoidance and Declining Eligible Petitioners Cited Less than 1.37 million bankruptcies were filed in 2011 representing an 11.9% drop in new bankruptcy petitions for all fifty states and the District of Columbia compared to 2010. Less than 1.37 million bankruptcies were filed in 2011 representing an 11.9% drop in new bankruptcy petitions for all [...]

National Consumer Law Center Report Urges All States to Quickly Adopt Strong Programs Looking for a fix to help the broken housing market? There’s already a proven inexpensive solution that can help head off the predicted 10 million homes in the United States that will be lost to foreclosure over the next several years. A new report [...]

ReallyBadCreditOffers.com, the leading online bad credit services review site offering consumers at a glance comparisons of credit cards, loans and services designed for people with low scores has announced a new prepaid credit cards comparison. The secured card offers can be compared online and visitors can apply online for the best offer. Consumers looking to rebuild [...]

Research finds non-whites more likely to rely on the media and Internet for information; Hispanics feel least prepared for retirement ING U.S. released key findings today from a comprehensive study(1) commissioned by the ING Retirement Research Institute that examined the attitudes, behaviors and preparedness of different ethnic groups, including African-Americans, Asians and Hispanics, regarding their future [...]

The latest Empathica Consumer Insights Panel survey report also found that 28% of consumers said they tell others about their luxury purchase through social media sites such as Twitter, Facebook, or blogs. Empathica Inc., a leading provider of Customer Experience Management (CEM) solutions to more than 200 of the world’s most respected brands, announced that [...]

Consumer lending online watchdog, ReallyBadCreditOffers.com, has updated its recommendations of  payday loans with no credit check required for approval. The suggested offers do not check the consumers credit score which makes them ideal for people with a bad credit history. People looking for cash advance offers that do not check credit scores for approval can [...]

Third-party debt collection has an important impact on America’s national, state and local economies, according to a new study by ACA International and global advisory firm Ernst and Young (www.acainternational.org/impact) based on 2010 data. “These findings reinforce the critical role the third-party debt collection industry plays as a service provider in recovering unpaid consumer debt [...]

Long-term planning takes back seat to settling short-term debt Most Americans will be cautious with their money in 2012 and focus on their personal short-term financial recovery rather than long term investments, according to the recent Workonomix survey by Accounting Principals, a leading finance and accounting staffing firm. The survey found that paying down personal [...]

InCharge Debt Solutions debuts completely redesigned website with new content and features, including interactive learning tools, financial calculators and Spanish pages Consumers struggling with high credit card debt, considering or entering bankruptcy or facing housing issues can now visit a website designed to quickly direct them to solutions, articles, interactive tools, video games and other [...]